Compliant PRIIPs KIDs, at the speed of the market.
FinComply automates the entire lifecycle of the Key Information Document — payoff modelling, risk and cost calculation, guard-railed narrative and eIDAS signing — and keeps every field traceable to its source for forensic defence in any inspection.
Built around Regulation (EU) No 1286/2014 — for banks, insurers and asset managers across the EU.
New financial regulation isn't just complex — it fragments your operation.
Disconnected systems and the manual handling of data turn KID production into a slow, fragile process. The cost lands in three places.
Operational errors
Manual reconciliation introduces mistakes that hit profitability and reputation — fines and unwanted media attention.
Inefficiency
Teams maintain manual processes that should be automated, burning specialist time on rework instead of oversight.
Customer dissatisfaction
Slow, inconsistent disclosure documents erode trust with distributors and the retail investors they serve.
"We cannot solve our problems with the same thinking we used when we created them."Albert Einstein
Every packaged retail product needs a KID — and it has to be right.
To strengthen transparency, comparability and investor protection, the EU's PRIIPs Regulation requires manufacturers of packaged retail and insurance-based investment products — structured funds, unit-linked insurance, structured derivatives — to publish a Key Information Document for retail investors.
The KID is short, strictly standardised, and unforgiving: the methodology is intricate and it must be kept current as markets and rules move. That is exactly the work FinComply automates.
- Risk — the Summary Risk Indicator (SRI)
- Performance scenarios across market conditions
- Costs over recommended holding periods
- Comparable, consistent narrative and numbers
One event-driven pipeline, from regulatory change to a signed KID.
A deterministic modelling DSL combined with guard-railed AI — so output is precise, explainable and reproducible.
Dashboard
A single view of every product, its KID status, and what changed — with alerts the moment a recalculation is triggered.
Workflow
Roles, reviews and approvals for Compliance, Risk and Audit — every step recorded, nothing produced without sign-off.
KID generation
SRI, scenarios and costs computed, then guard-railed text written to match the numbers exactly — narrative and figures never drift apart.
Evidence Vault
A reproducible forensic package with full provenance — hashes, timestamps and RFC 3161 — to defend every number in an inspection.
Less manual effort. Continuous compliance. Proof for every number.
Why teams choose FinComply
- Determinism + AI. A deterministic DSL ends methodological ambiguity; AI handles language under strict guard-rails.
- Continuous regulatory surveillance. Real-time monitoring of NCAs, ESAs, EUR-Lex and the FCA, mapped article-to-field in a knowledge graph.
- Forensic auditability. The Evidence Vault makes every KID defensible, field by field.
- End-to-end. The only solution covering modelling, text, eIDAS signing and auditability in one pipeline.
An advisory board of former supervisors and PRIIPs / MiFID II specialists guides the methodology — so the platform reflects how regulators actually read a KID.
Onboarding includes a dedicated article → field mapping for your products, with technical support and regulatory updates included in the contract.
"The greatest danger in times of turbulence is to act with yesterday's logic."
Peter Drucker. See FinComply on your own products — book a proof of concept with our team.
An event-driven pipeline for compliant KIDs.
FinComply ingests your products and the regulation, models the numbers, writes the document, signs it, and seals the evidence — automatically and reproducibly, every time something changes.
From a trigger to a signed, defensible KID.
A market move or a regulatory change is an event. Each event flows through the pipeline and produces a fully traceable result.
1 · Ingest
Product terms, market data (prices, curves, volatilities, spreads) and regulatory sources flow in through a document-ingestion pipeline.
2 · Model
A deterministic DSL models payoffs and recomputes the SRI, performance scenarios and costs — no spreadsheet ambiguity, fully reproducible.
3 · Generate
Guard-railed AI writes the KID narrative so the text always matches the numbers — narrative–numerical consistency by construction.
4 · Review
Compliance, Risk and Audit review and approve through role-based workflow — nothing is published without the right sign-off.
5 · Sign
The approved KID is signed with eIDAS-compliant digital signatures through trusted identity providers.
6 · Seal
Every input, calculation and decision is sealed in the Evidence Vault with hashes and RFC 3161 timestamps — a reproducible forensic package.
Four surfaces, one source of truth.
Dashboard
Portfolio-wide visibility of every product and KID, with live status and change alerts.
Workflow
Role-based review and approval for Compliance, Risk and Audit — fully recorded.
KID
The generated document — SRI, scenarios, costs and narrative — ready to review and sign.
Evidence Vault
Reproducible provenance for every field — hashes, timestamps and RFC 3161.
Product surfaces shown as representative modules. Request a demo to see the live platform.
Engineered for regulatory rigour.
- Continuous regulatory surveillance of NCAs, ESAs, EUR-Lex and the FCA.
- Knowledge graph mapping each regulatory article to the KID field it governs.
- Automatic recalculation of SRI, scenarios and costs on every trigger.
- Guard-railed text generation with enforced narrative–numerical consistency.
- eIDAS digital signatures via trusted identity providers.
- Integration with your existing systems and market-data feeds.
SaaS priced by KID volume, with tiers scaled to your size — or an enterprise on-premises licence with a maintenance contract.
Professional services cover onboarding, integration development and customised regulatory surveillance.
Most engagements begin with an 8–12 week proof of concept on your own products.
See it on your products.
Bring a product line and we'll show you the full pipeline — from regulatory trigger to a signed, sealed KID.
Rethinking how regulated firms produce KIDs.
In a market where speed has become a currency, most compliance work is still done the old way. FinComply was built on a simple conviction: the same thinking that created the problem won't solve it.
Make regulatory compliance fast, precise and provable.
The EU's PRIIPs Regulation exists to protect retail investors through transparent, comparable disclosure. But for the banks, insurers and asset managers who must produce Key Information Documents, that obligation has meant slow, manual, error-prone work spread across disconnected systems.
We believe compliance shouldn't be a drag on the business. FinComply combines deep regulatory expertise with deterministic modelling and guard-railed AI to turn KID production into a continuous, automated and fully auditable process — so every document is correct, current, and defensible.
"The greatest danger in times of turbulence is not the turbulence — it is to act with yesterday's logic."
— Peter Drucker
How we work.
Rigour
Determinism over guesswork. Every number is reproducible and every field traces to its source.
Transparency
Audit-grade by design. The Evidence Vault means nothing is a black box — to you or to a regulator.
Partnership
We work alongside Compliance, Risk and Audit teams as long-term partners — onboarding, integrating and adapting as the rules evolve.
- Financial regulation — PRIIPs, MiFID II, RTS/ITS
- Quantitative risk and payoff modelling
- Data engineering and NLP
- Digital trust — eIDAS signing, RFC 3161 timestamping
An advisory board that knows how regulators read a KID.
Our methodology is shaped by an advisory board of former supervisors and PRIIPs / MiFID II specialists. That perspective is built into the product — so a FinComply KID reflects not just the letter of the regulation, but how it is actually examined.
We are an EU-first company, with our platform engineered to extend to further jurisdictions such as the UK (FCA).
Let's rethink your KID process together.
Talk to our team about a proof of concept on your own products.
Request a demo or book a proof of concept.
Tell us about your products and your KID obligations. We'll show you the platform — and most engagements start with an 8–12 week PoC on your own data.
Let's talk.
Use the form — we reply to the address you provide.
Location
Lisbon, Portugal — serving the European Union
Business hours
Monday–Friday, 9:00–18:00 CET
Proof of concept
Validate FinComply on your own products in 8–12 weeks, with a dedicated onboarding that maps each regulatory article to its KID field.
Privacy Policy
Last updated: 29 June 2026.
Who we are
This website is operated by FinComply ("we", "us"), based in Lisbon, Portugal. For any privacy question, contact us through the form on our Contact page. We are the data controller for the personal data described below.
What we collect
- Contact details you submit through our contact form or by email — your name, work email, institution and message.
- Technical logs generated by our hosting infrastructure (such as IP address and browser type) for security and reliability.
Why we use it & legal basis
We use the information you provide solely to respond to your enquiry and to arrange a demo or proof of concept. The legal basis is our legitimate interest in responding to prospective clients and taking steps at your request prior to entering a contract.
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Sharing & storage
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Retention
We keep enquiry data only for as long as needed to handle your request and any resulting business relationship, after which it is deleted.
Your rights
Under the GDPR you may request access to, rectification or erasure of your data, restrict or object to processing, and request portability. To exercise any right, contact us through the form on our Contact page. You also have the right to lodge a complaint with your data protection authority (in Portugal, the CNPD).
Changes
We may update this policy; the date above reflects the latest version.
Terms & Legal Notice
Last updated: 29 June 2026.
Site operator
This website is operated by FinComply, Lisbon, Portugal. Contact us through the form on our Contact page.
Use of this website
The content on this site is provided for general information about FinComply and its platform. It does not constitute legal, financial, regulatory or investment advice, and it does not form a binding offer. While we work to keep information accurate and current, we make no warranty as to its completeness or fitness for a particular purpose.
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The FinComply name, logo, and the text, design and graphics of this site are the property of FinComply and may not be reproduced, distributed or used without our prior written permission.
External links
Where we link to third-party sites, we are not responsible for their content or privacy practices.
Governing law
These terms are governed by the laws of Portugal and the European Union. Questions about these terms can be sent through our contact form.